Identity theft can rock your world and not in a good way. You can lose access to your financial accounts, or find yourself with a surprise loan on your house. You can even grab if someone commits a crime under your identity. What can you do to remove these alarming opportunities? Here are some simple tips that can help you stay ahead of the thieves. None of these will guarantee your safety against a thief that has directed you personally, but most criminals go after the low-hanging fruit – those who do not protect themselves. These ten tips can help make sure that you and your identity are not easy choices.
first Shred, Shred, Shred
Never discard or reuse statements, banknotes, or any documents that contain your personal information. Invest in a home documentary and use it. When in doubt, shred!
2. Secure Your Documents
You do not need continuous access to important documents such as birth certificate, tax returns, social security cards, etc. Keep them safe in a fireproof home. It's a better choice than a bank deposit. Box content is not insured, and banks have been known to drill out boxes and remove the content without notice.
What about a lockbox for your digital documents? By using encryption programs, you can make sure that a snoop that accesses your computer can not read your sensitive documents.
3rd Run your password
It's true that a violation of all secure websites may reveal your credentials to thieves, but you can minimize the damage by using another strong password for each secure site. Of course, you need a password manager to keep them straight.
4th Mom is the word
You need to leave personal information when you want certain things, such as a mortgage or a new insurance account. However, you have initiated the process, and you have verified that you are dealing with a legitimate company. When a company contacts you, ask for personal information, either by snail, email or phone, zip your lip. If you feel that the contact may be legitimate, ask for a way to contact them after you have done any inquiries.
5th Do not be fooled
It's nice to get help from technical support for any computer problems you may have. However, do not be fooled by supposed technical support agents like phones or in any other way contacting you you . Yes, they can claim that your computer is sending out viruses, and that they have to clean it or you will be in trouble. They will happen with some wild history, but eventually they begin to request passwords or request remote access to your computer. Hang up.
6. Lock Your Phone
The smart phone in your pocket is an identity girl's dream. It has your email, IM, social media and other apps, probably logged in and available. It contains personal information in general, including all your contacts. You must definitely use a strong authentication method to lock your phone. A four-digit PIN is not enough, nor is it a simple simple twist pattern. Your best bet is biometric authentication, such as fingerprints or face recognition like the offered by iPhone X backwards with a seriously strong password.
7th Phishing is No Phun
Getting a computer-solving Trojan installed on millions of computers is hard work. It's much easier to just fool victims to give away their references. Phishing websites mimic banks and other sensitive websites, hoping that some bad juice will enter their username and password. They can even redirect to the current site. Do not leave your identity away. If you obviously receive an email from your bank, do not click on any links. Log in directly to the bank's website directly. Look for a secure HTTPS URL and lock icon, and make sure the URL in the address bar is correct. And if your antivirus or browser flagging a site as fraudulent, stay away!
Phishing is a problem at work as well. In an attack called spear fishing, manfactors manufacture extremely convincing emails designed to trick employees or managers to give away their passwords or even transfer money to shady accounts. Pay attention when using your workstation as well.
8th Install Protection
Every computer and laptop needs a powerful antivirus program, or even a full security package. Some security suites include protection against laptops protection; There are also standalone tools that can lock a lost or stolen laptop and even help restore it. Security devices for mobile devices tend to combine antivirus and antidote. Android devices are particularly vulnerable, but any device may get lost or stolen, so install protection.
Do not stay there; install a virtual private network or VPN. Your local security program protects your data on your own devices, while VPN protects it when it travels on the Internet. Using a VPN also serves to hide your personal IP address, which prevents websites from identifying your location based on that address.
ninth Avoid excess
Share your posts and photos with your circle of social media friends are fun, but you may share identity thieves if you are not careful. It is very important to properly secure your social media. Check your privacy settings from time to time, as social media intends to make changes.
10th Get Free Credit Reports
You are entitled to a free credit report per year from the three major credit bureaus. You can sign up for reports from TransUnion, Equifax and Experian at www.annualcreditreport.com. Yes, Equifax violates exposed personal data for 143 million Americans, but the company is still on business. Here is a trick; do not get them at once. Get one at a time, four months apart. It gives you better coverage overall. Also consider signing up for the free, ad supported Credit Karma service, which keeps a watchful eye on your credit score.
A more thought. You have probably seen advertising that promises protection against identity theft. In fact, these services can not really prevent identity theft, but they can be of great help in managing the consequences. Think about which identity theft protection services do (and do not), and then decide if you're willing to pay for the service.
You do not completely change your life to protect yourself from identity theft. Follow these ten simple tips and you'll have a very good chance to counter theft.