Millions of Americans are struggling to make ends meet, wondering if Congress will do soon a new stimulus package that would include a . But the frustrating reality is that many others are still waiting to receive sent months ago via paper checks or in the mail and through .
To correct this, the IRS is working to send the remaining payment toand coordination with local and regional authorities to identify people who may not know they owe a payment. For example, an estimated 9 million people do not normally pay taxes .
We’ve outlined steps you can follow to track and report your missing check to the IRS (scroll to the end for two phone numbers to call). If you received a stimulus check that did not include yours, here is .
If you think you owe a payment but it has not arrived, follow these steps – this is even more important if you think you may qualify for a second check, which depending on the package may have. You can use our to get an idea of how much you can get. And here’s six . This story is updated frequently.
When should you report the original late stimulus check to the IRS?
If you are sure you will meet, these are warning signs for you to contact the IRS directly:
- The reports that the IRS made your payment several weeks ago and that you did not receive it (see below).
- You received a confirmation letter from the IRS stating that your payment was sent, but you did not receive the money.
- You think you accidentally threw your prepaid card or checked in the trash (see below).
- You suspect that someone has stolen your check or otherwise defrauded you.
Continue reading for more on these issues and for phone numbers to call to contact the IRS.
Did you receive a confirmation letter in the mail but no check?
If you received a letter confirming payment, but not the check, it’s time to reach out. The IRS protocol is to send the letter 15 days after the payment is made.
Do you need to send another form to the IRS?
If you filed a tax return from 2018 or 2019 or receive government benefits, the IRS will automatically send your check without you having to do anything.
However, if you are a U.S. citizen or permanent resident, had a gross income below $ 12,200 – or $ 24,400 as a married couple – and did not file a return for 2018 or 2019, you may need to provide the IRS with some information before it can process your payment. . Go to the Non-Filers website and see if the IRS needs anything from you.
The non-filter tool will be available until October 15, the IRS told CNET, and people who sign up for a payment with the tool before then will receive their check by the end of the year.
Try the IRS Get My Payment tracking tool
It’s worth visiting the IRS’s online portal designed for. In general, it should tell you when your check will be processed and how you will receive it (for example, as a paper check in the mail). If the Get My Payment tool does not provide you with information that you can understand or say that your check is on the way and you have not received it, you may need to report the discrepancy to the IRS.
What does the “Do you need more information” message from the Get My Payment app mean?
If the Get My Payment tool gave you a payment date but you still have not received your money, the IRS may need more information. Check the Get My Payment tool again and if it reports “Need more information”, this may indicate that your check has been returned because the post office could not deliver it, an IRS representative told CNET.
When you see the message “Do you need more information”, the online tool allows you to enter your bank information to get your payment directly to your bank account. IRS said If you do not provide your bank account information, the agency will hold your payment until it receives a current mailing address. Go to the IRS Change Address Page to update your IRS address.
What to do if you accidentally discard your first check or debit card
Four million people would get their stimulus money on a prepaid debit card called the Economic Impact Payment Card instead of a paper check. Thearrives in a regular envelope, the IRS said with “Money Network Cardholder Services” as the sender.
Some people who take it for spam may have incorrectly discarded these letters. If you have misplaced or discarded your card, the EIP card service has a FAQ on what to do if your card is lost or stolen. You can also call 800-240-8100 to request an exchange. According to a spokesman for the Ministry of Finance, it is free. To request a new card, press option 2 when prompted to do so.
However, the EIP card website says, “Your card will be disabled to prevent anyone from using it and a new replacement card will be ordered. Charges may apply.”
We recommend that you call the above number for a lost or stolen card and speak to a representative.
Could the IRS have sent your first check to a closed bank account?
Your check may have bounced back to the IRS if the agency tried to send your payment to a now closed bank account or to a temporarily prepaid bank card set up for you by a tax preparer. If your payment was returned to the IRS, the agency will send your check to the current address it has registered for you.
Did the federal government redirect your first payment?
If you owe child support, the IRS may redirect your payment to cover overdue support. The Bureau of Fiscal Services will send you a notification if this happens.
Was your first payment just part of what you think you owe?
Another but related issue may be a change in your income in 2020. In some cases, the IRS may owe you more money than you received if the income figure used to calculate your payment from your 2018 or 2019 tax returns is less than 2020.
In the same way, if you now have one, for example, a child, which is not reflected in your tax returns, you may owe more money. In either case, the IRS said, you can claim the additional amount on your 2020 return when you file next year. We recommend that you keep a detailed record so that you do not forget it. How to use than next year’s taxes.
Were you a victim of postal fraud or fraud?
Even if it is unusual, you may think you have beenor had been stolen. The Federal Trade Commission has a website where you can report a stolen stimulus check. We have asked the tax authorities what other option you have if this situation applies to you and we will update this article when we hear back. If you are concerned about theft, you can sign up for a free USPS service that will do so – including your incentive payment.
How to call the IRS to inquire about your absent stimulus check
If you contact the IRS by phone, it is a good idea to give yourself plenty of time for the call. We would not be surprised if call volumes have increased or if conversations take some time. It’s also a smart idea to collect your information in front of you before you call, such as a copy of your most recent tax ID and the letter the IRS sent if you received one.
Within 15 days of the payment being sent, the IRS will send a letter to you confirming the payment. At the bottom of the letter is a number that you can call for more information: 800-919-9835.
In May, the IRS added 3,500 telephone representatives to help with potential payment problems. IRS helpline is 800-829-1040.