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Home / Tips and Tricks / The last evacuation protection for tenants ends on Monday 24 August

The last evacuation protection for tenants ends on Monday 24 August



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If the protection is not renewed, we can see a housing crisis in the coming months.

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Extensive drafts across the United States could begin as soon as Monday, possibly triggering a national housing crisis. As of August 24, millions of tenants were protected from eviction CARES Act will no longer be protected from losing their homes because they are late in renting. It includes over 28 million workers who apply for unemployment benefits in August as recently lost the federal improvement of $ 600 per week. Weekly federal unemployment bonus of up to $ 400 as President Donald Trump ordered in August has not yet kicked in, leaving nearly half of all tenants in the United States at risk of eviction in the coming months, according to an analysis by Statista.

Without new or renewed protection, as many as 40 million people could be displaced from their homes next year, according to the Aspen Institute – all during worst economic recession since the Great Depression. Some states still offer temporary protection against emergency deportation, but many, like California’s exclusion, will soon end.

Trump’s August 11 confuses the problem executive order, who promised to investigate drafts but simply stop preventing them. The order is not a renewal of the Security Committee, as the text (excerpts below) clarifies. It is not known exactly when – or in what form – a new eviction moratorium may occur. Without the assurance of a future stimulus packages, the situation may worsen.

We will guide you through everything we know, from the president’s executive order to how you can find out if your home is protected under current law, plus what resources and options are available to you if you are facing a potential eviction now. We update this story frequently.

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If you are worried about renting, you are not alone.

Josh Miller / CNET

President Trump’s executive order does not prevent evictions

The chairman of the executive order only promises to investigate the matter (emphasizes ours) and does not prevent evictions today:

Secretary of Health and Human Services and Head of the CDC should consider whether any measures temporarily stop housing development by tenants in order not to pay rents are reasonably necessary to prevent the further spread of COVID-19 from one State or Possession to another State or Possession.

The decision provides for four steps in government action, none of which would stop the drafts immediately:

  • Examine whether it is necessary to stop evictions as a way to help prevent the spread of coronavirus, presumably from people crossing government lines looking for new housing, sharing housing with others or moving to shelters.
  • Identify ways to provide tenants and landlords with financial support.
  • Provide “assistance” to various organizations or individuals to protect against drafts and foreclosures, but it is not clear if this includes financial assistance.
  • Review existing “authorities and resources”, which may include government programs.

Although the order encourages the finance secretary and the secretary for housing and urban development to explore ways to finance financial assistance to tenants who remain on the rent, the executive order does not stop setting up such a fund or banning drafts. In other words, without further action from the Trump administration or Congress, nothing has really changed – yet.

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It is still unclear how much cash Congress plans to put in Americans’ pockets with a second stimulus bill. But another round of direct payments is likely to be included.

Angela Lang / CNET

Does the eviction on 24 August apply to you?

If you live in a property covered by the CARES Act, landlords can now legally ask you to leave and start charging for rent late. But the soon they can legally file an eviction to force you to leave is August 24th.

The CARES Act protected only about one-third of rental properties in the United States – especially those that received federal funding or were funded under a federal program such as Fannie Mae or Freddie Mac. It is not clear whether Congress will expand the scope of properties covered by new laws or what restrictions the ministry’s finance or housing departments may place on orders coming from them.

Here things get difficult: If your landlord owns your building directly or financed the property without going through a handful of federal programs that guarantee most mortgages and receive no government assistance as section 8 money, CARES law did not apply to your situation.






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For tenants in single-family houses or in apartments in buildings with four or fewer units, it will be difficult to find out if this or similar law applies to you. However, if you live in a multifamily property with five or more units, there is a tool published by the National Low Income Housing Coalition that is designed to tell you if the property where you live was covered by the CARES Act. Try entering your zip code and scrolling through the list of properties looking for yours. (Searching the page did not work for us.)

Just because your building is not listed does not necessarily mean it was not covered – the tool only tracks properties with five or more units and it may not even cover all of them. So if you rent a single-family house or an apartment in a building with four or fewer units, it may not be listed even if the property falls under the CARES Act.

Find out the status of ejection protection in your condition

State transfer bans have mostly either already expired or will come soon, many without compensation in sight. Michigan, for example, let its eviction moratorium lapse, as did several other states. A handful of states never interrupted drafts to begin with.

To help you find out the status of eviction protection in your country, the legal services website Nolo.com has an updated list of state eviction regulations.

If you are a serious criminal or know you are coming soon, you may want to consult a lawyer to better understand how laws in your area apply to your situation. Legal Aid provides lawyers free of charge to qualified clients who need help with civil matters such as drafts – you can find the nearest legal aid office with this search tool.

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Do you not have enough money to cover the rent? First, you should see what protections are available in your area. Then consider trying to figure out a payment arrangement with your landlord.

Sarah Tew / CNET

Ask the landlord for a reduction or extension

In almost all cases, it is probably best to train a contract with your landlord or leasing agency, if possible. Although some landlords have reportedly responded to the pandemic by putting even more pressure on tenants to pay, other landlords have increased the opportunity, but some go so far as to stop collecting rent payments for a while.

It may be worth contacting the landlord to see if you can pay less rent in the coming months or spread payments for the coming months rentals in the next year. When tenants all over the country organize rent strikes and more community leaders are pushing for rent to freeze, the landlord may prefer such an arrangement to not get any rent at all.

Just be careful with landlords who make excessive demands. For example, some have asked tenants to hand over their $ 1,200 stimulus check or some money received from charity as a condition of not submitting a eviction order. Do not agree to unreasonable terms or conditions that you will not be able to meet, especially if your city or state has adopted protection against such arrangements.

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Although almost all lawmakers in Washington agree that there should be another round of direct payments (aka “stimulus checks”), Congress has not yet approved a bill approving the payments.

Sarah Tew / CNET

What you can do if you are having financial difficulties right now

If you need immediate protection or emergency housing, the Federal Department of Housing and Urban Development has a list of housing organizations in your area. Select your state from the drop-down menu for a list of resources near you.

In response to coronavirus pandemic, many states and cities have expanded their available financial support for those struggling to pay rents. To see which programs may be available near you, select your country on the interactive map maintained by the National Low Income Housing Association.

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DoNotPay offers a variety of legal services, including financial relief related to the coronavirus pandemic.

Screenshot of Dale Smith / CNET

Nonprofit 211.org connects those who need help with important community services in their area and has a specific portal for pandemic help. If you have problems with your food budget or pay your housing bills, you can use 211.org’s online search tool or call 211 on your phone to talk to someone who can try to help.

JustShelter.org is a non-profit organization that allows tenants to face evictions in contact with local organizations that can help them stay in their homes or, in the worst case, find difficulties.

The online legal chatbot service at DoNotPay.com has one coronavirus financial aid that it says will identify which of the laws, ordinances and measures that cover rent and eviction apply to you based on your location.

Finally, if you can no longer afford to rent your current home, relocation may be an option. Average rents have fallen across the United States since February, according to an August report from Zillow. Apps like Zillow, Trulia and Zumper can help you find something more affordable. Just be aware that you can still be held liable for all back rents you currently owe as well as for the rent that occurs between now and the end of your lease (whether you have one), whether you leave or not.


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