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Home / Tips and Tricks / Your coronavirus stimulus check: Set direct deposit before tomorrow's May 13 deadline

Your coronavirus stimulus check: Set direct deposit before tomorrow's May 13 deadline


To get your stimulus check 2020 as fast as possible, deposit directly into the IRS.

Angela Lang / CNET

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If you do not submit your bank information online to the IRS this Wednesday, May 13 at 12 PM ET / 9 PM PT, your financial impact payment 2020 will be in the mail. Although it is not the end of the world (more tips below), direct deposit is expected to get your money faster than the US Postal Service and it will prevent you from having to upload it to your account with your banking app or make a trip to the bank.

The IRS has tried to make the process of setting up direct deposit easy with the Get My Payment app, which you can also use to track your IRS incentive money . We tell you what personal information you need to make the installation more smooth and explain what happens if you receive an error message. However, some people have trouble tracking their payments and register for direct deposit .

If you receive your check in the mail, the US Postal Service can notify you when it is on the way. The IRS said it made 130 million payments to US residents in early May and intends to deliver the remaining payments through June. Meanwhile, here's what we know so far about a possible second round of financial stimulus payments .

How to Deposit Direct Deposit for Your Stimulus Check

To get started with the Get My Payment portal, you may need your tax return for 2019 if you have submitted, as well as your 2018 return. Due to high demand on IRS.gov, you may have to wait until it is your turn to access the tool. If you receive an error message, see the next section. And the IRS said that a Spanish-language version of Get My Payment will be coming in a few weeks.

1. Go to the IRS & # 39; Get My Payment page and press the blue Get My Payment button to set up direct deposit for your financial impact payment.

2. On the next page about approved use press OK .

3. On the Get My Payment page, enter your Social Security Number (SSN) or Individual Tax ID (ITIN), your date of birth, your street address, and your zip code or zip code.

If the IRS has direct deposit information, you will see a page that gives you the status of your payment. If it does not and you are eligible for a check, you can enter your bank account's routing number and account number (scroll down to find these numbers) for the government to send your check to your bank account.

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What if I get an error message or the IRS does not tell me my payment status?

If the screen flashes "unknown status", "try again later" or another message whose meaning is unclear, here is a list of possible explanations to help you puzzle out your specific situation. The IRS is reportedly aware of the problems, according to The Washington Post. CNET has also turned to the IRS for more information.

What does the IRS need from me to create a direct deposit?

You want your bank branch's routing and account number at hand. You have several ways to find this bank information.

Bank website: Your bank's website can show your routing and account number. For example, for Bank of America, log into your account, select the account you want to use, and then tap the Information & Services tab to see the numbers you need.

Banking app: If your bank has an app, it can show you your account and routing number. In Bank of America's BofA app, for example, tap the account you want to use and then scroll to the bottom of the app window to see your clearly labeled account and routing number.

Printed check: At the bottom of your check you will probably see three sets of numbers: The first set of nine numbers is your routing number. The second set of 8 to 12 numbers is your account number. The third set – which you do not use to set direct deposit – is the check number.

When will my check come out?

Millions of American residents who had made a direct deposit to the IRS have already received their stimulus checks. And those who set up direct deposit through the Get My Payment portal will receive their checks in several days, the IRS said. You can have the government send the money to other payment services, such as the Cash app or a PayPal account. The IRS said the last waves of posted checks will begin arriving in late May and into June.

While waiting for your check to arrive, here is how to avoid being cheated . And after you get this, here are some ideas for how to spend your stimulus check . If you are still struggling after getting the check, here is how to get financial help to pay your bills .

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